$MAG3NT — Token Utility

Token: $MAG3NT | Chain: Base | Contract: 0xF4EaF78b484ECe2a9b495eb02C9Dcfa0F8920631

Ticker: $MAG3NT
Standard: ERC-20 on Base (eip155:8453)

This document explains why $MAG3NT exists and how it captures the value of the mag3nt. network. No jargon, no hype — just the economic engine of a stablecoin-native payment network.

The Vision: A Global Settlement Layer

mag3nt. is a payment and settlement network built for the agentic economy and global commerce. We move money using stablecoins, making transactions instant, borderless, and programmable.

Pay — Use a mag3nt. credential to pay any merchant or agent endpoint.
Receive — Spin up a paylink to accept payments instantly without a wallet address exchange.
Request — Use paylinks as invoices or simple payment requests in any chat.
Settle — Move value across borders. With integrated on-ramps and off-ramps, mag3nt. handles the entire settlement lifecycle from local currency to stablecoin and back.

How You Make Money on mag3nt.

mag3nt. is not only a way to spend — it is a way to earn:

Earn yield on the stablecoins sitting idle in your credentials, automatically, while they stay ready to spend.
Get paid through paylinks — sell a service, an API, or a product and collect from anyone, anywhere, instantly.
Charge your own users — issue sub-credentials and bill per use, so developers and businesses can run paid services on top of mag3nt.
Settle across borders without losing money to slow, expensive rails.

Holding $MAG3NT improves all of it: higher yield, lower fees, and access to the Pro / Yield+ tools that turn a credential into a business.

Why the Token Matters

mag3nt. keeps the basics simple and cheap: creating a credential and claiming a basic paylink stays free. $MAG3NT is for users who want better economics and more powerful credentials. As the network grows, more value moves through mag3nt. credentials and paylinks. The token makes that value useful inside the product:

higher yield on idle credential balances,
access to Pro / Yield+ credential features,
discounted premium services when paid in $MAG3NT,
and governance over the parts of the network users care about: fees, yield partners, and settlement corridors.

Pro / Yield+ Credentials

The Pro / Yield+ credential is the premium version of a mag3nt. credential. It is built for people, agents, merchants, and teams that move money often and need more than a simple payment card.

1. Boosted Auto-Yield

Idle stablecoin balances can earn yield through integrated non-custodial yield APIs. Pro / Yield+ users receive a higher yield rate, and $MAG3NT stakers receive the best available boost. Your money can keep working while it waits to be spent, requested, or settled.

2. Programmable Sub-Credentials

Issue scoped “child” credentials to sub-agents, employees, or customers.

Granular Limits: Set specific spending caps for each sub-credential.
Instant Revocation: Kill any sub-credential at any time without affecting your main account.
Auto-Reload: Automatically top up sub-credentials from a parent credential when they run low.

3. Advanced Spend Policies

Control exactly how money moves with programmable rules:

Merchant Allowlists: Restrict spending to specific verified merchants.
Velocity Caps: Limit how much can be spent per hour, day, or transaction.
Time Windows: Allow spending only during specific hours.

4. Paylink Business Tools

Turn a paylink into a serious payment request or settlement page:

Verified Paylinks: Show users that the receiver is verified.
Branded Checkout: A cleaner payment page for your business, agent, or service.
Receipts & Statements: Cleaner records for customers, merchants, and accounting.
Webhook Notifications: Get notified instantly when a payment lands.

5. Priority Settlement

Pro / Yield+ users get faster settlement handling, higher limits, and better support for high-volume payment flows. This matters when paylinks are used for commerce, invoices, remittance, or recurring agent activity.

6. Team & Agent Controls

Manage multiple agents, teammates, or customers across your credentials:

Roles and Permissions: Decide who can issue, fund, freeze, or redeem credentials.
Audit Logs: See exactly who moved money and when.
Instant Freeze: Stop a credential immediately if something looks wrong.

7. Flexible Access

You can access Pro / Yield+ in three ways:

stake enough $MAG3NT and unlock it,
pay monthly in $MAG3NT at a discount,
or pay monthly in USDC at the standard price.

This keeps mag3nt. open to everyone while giving token holders better economics.