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Overview

Cards are the core primitive. Each card is a virtual payment instrument backed by your USDC or pathUSD treasury balance. Agents use cards to pay for APIs, services, and resources.

Card lifecycle

CLOSED is a terminal, one-way state. A closed card stops working immediately and leaves the wallet view, but its records are never deleted: full history stays available through the account activity feed.

Issue a card

Bulk issuance

Create up to 1,000 cards atomically:

Spending controls

MCC locks

Restrict which merchant categories a card can pay:

Freeze / unfreeze

Instantly block all transactions on a compromised card:

Move funds back to treasury

Sweep a card’s unspent balance back into your treasury, where it can be withdrawn off-platform. For EXPIRED cards this always performs a full sweep. For ACTIVE or FROZEN cards, omit the amount to sweep everything, or pass an amount for a partial claim (the card stays active with the remainder). Pending charges and mandate holds are excluded from the sweepable balance, so a claim can never strand an in-flight payment.

Close a card

Retire a card you no longer need. Closing is a one-way action allowed only when the card is empty and has no open obligations:
  • Remaining balance is zero (sweep with a claim first if needed)
  • No in-flight pending transaction
  • No open payment stream
  • No active, unexpired AP2 mandate
A closed card disappears from the wallet view. Its history is preserved and remains accessible from the account activity feed.

Audit trail

Every transaction is recorded with full metadata. Read a single card’s history, or the whole wallet’s activity across every card (including closed ones):

Sandbox & testnet

mag3nt uses network-based environment isolation:no separate test API keys needed. Issue a card on a testnet network to activate sandbox mode:

How it works

| eip155:8453 (Base) | production | Real USDC | | solana:mainnet (Solana) | production | Real USDC | | eip155:4217 (Tempo) | production | Real USDC or pathUSD | | eip155:84532 (Base Sepolia) | sandbox | Test USDC:no real value | Every payment response includes an environment field:
Sandbox transactions deduct from your card balance just like production, but use test tokens with no real value. Use sandbox to validate your integration before going live.

Same API key, same endpoints

Your API key works for both environments. The card’s network is the boundary:not the key, not the endpoint. A single account can have both mainnet and testnet cards simultaneously.